Privacy Policy
What Does Kimberly Clark Credit Union Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number, name, address, and income
- Account balances, transactions, and checking account information
- Payment information, credit history, and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Kimberly Clark Credit Union chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.
- Does Kimberly Clark Credit Union share? Yes
- Can you limit this sharing? No
For our marketing purposes – to offer our products and services to you.
- Does Kimberly Clark Credit Union share? Yes
- Can you limit this sharing? No
For joint marketing with other financial companies.
- Does Kimberly Clark Credit Union share? Yes
- Can you limit this sharing? Yes
For our affiliates’ everyday business purposes – information about your transactions and experiences.
- Does Kimberly Clark Credit Union share? No
- Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness.
- Does Kimberly Clark Credit Union share? No
- Can you limit this sharing? We don’t share
For nonaffiliates to market to you.
- Does Kimberly Clark Credit Union share? No
- Can you limit this sharing? We don’t share
How Does Kimberly Clark Credit Union Protect My Personal Information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We regularly assess, test and upgrade security measures, and train employees, as necessary to protect your information.
How Does Kimberly Clark Credit Union Collect My Personal Information?
We collect your personal information, for example, when you:
- open an account, deposit money or make a wire transfer
- apply for a loan or credit card
- use your debit card or credit card
- provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why Can’t I Limit All Sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Kimberly Clark Credit Union has no affiliates.
Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, consumer reporting agencies, data processors, and check/share draft printers.
Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include CUNA Mutual Group, TruStage, Liberty Mutual and Nationwide.
Other Important Information
If you are a new member, we can begin sharing your information after 30 days.
If you have questions, our contact information is listed below:
1520 N Second Street
Memphis, TN 38107
www.kimberlyclarkcu.org
(901) 521-4646 or 1-800-462-7777
Fax: (901) 521-4644